Proximity ATM – what exactly is it?

ATMs are one of the most useful tools in today’s world. They allow quick and easy withdrawals of money from a bank account. Proximity ATMs are the next generation of ATMs that make it even faster and easier to withdraw money. Proximity ATMs work by using RFID technology. RFID stands for Radio Frequency Identification. It is a technology that allows wireless data transfer between devices.

Proximity ATMs use this technology to enable quick and easy money withdrawals. To withdraw money from a contactless ATM, you must first log into your bank account with your ATM card or cell phone. You then apply the card or phone to the RFID reader at the ATM. The RFID reader scans your card or phone and displays your account information. You then enter the amount you want to withdraw and press the “Withdraw” button. The money is withdrawn instantly. Contactless ATMs are a fast and convenient way to withdraw money. They are especially useful in situations where you need to withdraw money quickly, such as in case of an emergency.

What exactly is a contactless ATM?

Proximity ATMs are modern devices that allow you to withdraw cash without the need for an ATM card. All you need is an NFC-enabled cell phone or a contactless card to use the ATM. These ATMs work on a similar principle to traditional ATMs, but they are equipped with an additional NFC reader. NFC is a wireless technology that allows data to be transferred between devices using a radio wave. This allows you to safely and easily withdraw cash from an ATM without the need for an ATM card.

How to withdraw money from an ATM without a card?

Withdrawing money from an ATM without a card has become possible thanks to modern technology and services offered by some banks. Here are some ways you can do it:

  1. ATMwith NFC (Near Field Communication): Some ATMs are equipped with NFC technology, which allows you to withdraw cash without a physical card. All you need to do is bring your NFC-enabled smartphone and the appropriate banking app closer.
  2. Withdrawal code: Some banks offer the ability to generate a one-time code to withdraw cash from an ATM. Such a code can be generated in the bank’s mobile app or through an online bank account. Once the code is entered into the ATM, a certain amount can be withdrawn.
  3. Cardless Cash services: some banks offer special services that allow you to withdraw cash without a card. This usually involves generating a one-time QR code or PIN on a mobile app, which is then scanned or entered at an ATM.
  4. Peer-to-Peer (P2P) services: Some apps, such as BLIK in Poland, allow you to generate a one-time code to withdraw cash from an ATM.

If you’re interested in withdrawing money without a card, it’s worth checking first whether your bank offers this option and what the terms and conditions are for using this service. Also remember to always keep your data safe and not share it with strangers.

Contactless ATM – is it safe?

Many people have concerns about whether it is safe to use contactless ATMs. Is there really a risk that someone will steal our money or personal information?

The answer is yes, there is a risk. However, there is no reason to be afraid of it – all modern ATMs are well secured. The most important thing, however, is caution and reason. Remember not to leave ATM cards in plain sight and not to share them with anyone. If we follow these simple rules, we can be sure that our money is safe.

ATM withdrawal without a card: Poland is a leader in contactless technology

For several years, we have seen an increase in interest in contactless technologies. In particular, solutions such as NFC and Bluetooth Smart have gained popularity. Although there are many products and services based on these technologies on the market, so far the most successful have tended to be their use in the retail sector. Recently, however, this situation is changing, with Poland becoming a leader in innovative contactless solutions. As the first country in Central Europe, Poland has introduced the BLIK cashless payment system. This solution allows for fast and secure transactions using a smartphone. Currently, BLIK is available at more than 10,000 points of sale across the country.

However, this is not the end – according to plans, by the end of 2020 this number is expected to reach as many as 100,000! Interestingly, it is Poland that is the first country in the world where you can buy a car with BLIK cashless payment system. Currently, several Polish dealers have an offer of such cars, and their popularity is constantly growing. In addition, more and more companies are choosing to use NFC technology for their services. This applies to the travel industry, as well as public transportation or banking. It is worth noting that Poland is not limited to the implementation of existing solutions. It is also a country where innovative projects are being developed using contactless technology. One of them is the “Health to go” application, which allows patients to fill prescriptions without visiting a pharmacy in person.

With this solution, waiting times for medicines can be significantly reduced, as well as the risk of carrying and delivering them to pharmacies. The “Health on the go” application is just one example of the innovative projects that are being developed in Poland. It also proves that our country is a leader in the field of proximity technology. We hope that this trend will continue in the future as well, and that we will be able to enjoy more and more opportunities provided by these innovative technologies.

Contactless ATM – frequently asked questions

Which ATMs have a contactless reader?

In Poland, ATMs of Euronet, Planet Cash, ING, mBank and BNP Paribas networks currently have such an option.

Is it possible to make a contactless withdrawal at an ATM?

Yes, you can make contactless withdrawals at some ATMs.

Is it possible to make a contactless withdrawal at a Euronet ATM?

Yes, you can withdraw money contactless at euronet ATMs.

How do I withdraw money from an ATM using my phone?

To withdraw money from an ATM using your phone, you need to have your bank’s mobile app installed and, of course, internet access. At the ATM, you select the BLIK cash withdrawal option, then enter the withdrawal amount on the ATM screen and confirm. Now you open the mobile app and simply generate a BLIK code, which you then enter on the ATM screen. You accept and you’re done!

What is the fee for withdrawing from a Euronet ATM?

Fees at Euronet ATMs depend on which bank you have an account with. Withdrawal commissions start at PLN 2.50.

Why does the ATM only withdraw PLN 800?

Euronet ATMs in contactless payment dispense a maximum of PLN 800 cash at a time. The reason for the restriction is the cost of maintaining the ATMs.

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