What are credit vacations and is it worth using them?
A credit vacation will allow you to catch your breath when loan and credit installments become too much…
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Finance
190 posts
Reverse mortgage. What is it and when is it worth opting for?
A reverse mortgage can be a good solution when you own the rights to some property, but lack…
What about interest rates in 2022? Will loan installments go up?
After a year and a half of extremely low interest rates, we are slowly returning to the values…
How to build a good BIK score?
A BIK score allows you to take on new obligations without having to spend a lot of time…
Creditworthiness is melting in sight. Poles can afford smaller and smaller apartments
In five months alone, the Monetary Policy Council has raised interest rates five times. After a period of…
No-down-payment mortgage getting closer
A mortgage without a down payment is one of the flagship points of the Polish Deal, the ruling…
What is loan consolidation? What are its advantages and disadvantages?
Credit consolidation can be an extremely helpful tool in the fight against excessive financial burdens or overwhelming installments…
BIK vs. BIG. What are the differences between these databases?
Most people who have at least once in their lives incurred any financial obligation have encountered the terms…
What is a debt spiral and how to get out of a credit loop?
A loop, or debt spiral, is a situation in which the amount of debt incurred exceeds the real…
What is a loan extension and when is it worth it?
People with financial obligations, such as loans or credits, may find themselves in a situation where they are…