Assets serving as collateral – what are they?
Assets that serve as collateral are very important to both parties in a financial transaction. They provide protection…
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Banking
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Qualified assets – what exactly are they?
Qualified assets are one of the most important asset categories for investors. This means that they are considered…
Risk-weighted bank assets – what are they?
Risk-weighted banking assets are the assets that banks use to cover potential losses. They are valued on a…
Aggressive credit sales – what exactly is it?
For many years, banks have been using aggressive credit sales tactics. This practice seems to be aimed at…
CRA – what is it and how does it work?
Credit rating agencies are entities that are responsible for providing reliable information about issuers and financial instruments and…
Export credit agency – what is it and how does it work?
Export credit agencies are an important part of supporting entrepreneurship and promoting foreign trade. See why you should…
The mortgage scandal in the US – what exactly was it?
The mortgage scandalin the US is one of the most famous financial scandals in history. Between 2006 and…
Bank capital adequacy – what is it and what does it depend on?
Capital adequacy is a key component of bank management. Banks must monitor and maintain an adequate level of…
Triple A – what exactly is it? Definition of the concept
Triple A is widely used in many business sectors and is a very important indicator for assessing a…
Creditworthiness – what is it and how does it work?
Creditworthiness is an important element in the process of applying for a loan. It is the ability to…